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Best Balance Transfer Credit Cards 02/2008

 
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Best Balance Transfer Credit Card of February 2008
Discover More Card
50%
 50%  [ 3 ]
Chase Visa Platinum Card
0%
 0%  [ 0 ]
Citi Platinum Select Card
50%
 50%  [ 3 ]
Total Votes : 6

Author Message
Alex



Joined: 03 Oct 2007
Posts: 17

PostPosted: Wed Nov 28, 2007 2:17 pm    Post subject: Best Balance Transfer Credit Cards 02/2008 Reply with quote

As suggested by our visitors this month's nominees for the title of The Best Balance Transfer Credit Card are:


DISCOVER® MORE CARD

Discover® More Card

Intro APR:
0%*
Reg APR:
11.99% - 20.99% (Variable)*
Annual Fee:
None

Apply for Discover® More Card

CHASE FREEDOM(SM) MASTERCARD

Chase Freedom(SM) MasterCard

Intro APR:
0%
Reg APR:
12.99%-22.99% Variable*
Annual Fee:
None

Apply for Chase Freedom(SM) MasterCard

CITI® PLATINUM SELECT® MASTERCARD®

Citi® Platinum Select® MasterCard®

Intro APR:
0%
Reg APR:
11.99% - 20.99%* (Variable)
Annual Fee:
None

Apply for Citi® Platinum Select® MasterCard®
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bigD



Joined: 05 Feb 2008
Posts: 50

PostPosted: Thu Feb 07, 2008 10:40 am    Post subject: Reply with quote

Discover More is good card for balance transfer IMO.

Not all places take it, but when you open your card, you can transfer all balances from other cards, and pay 0% interest for some time, and low apr after that.


DISCOVER® MORE CARD

Discover® More Card

Intro APR:
0%*
Reg APR:
11.99% - 20.99% (Variable)*
Annual Fee:
None

Apply for Discover® More Card
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Ramond V
U POSTER


Joined: 20 Nov 2007
Posts: 31

PostPosted: Thu Feb 07, 2008 11:17 am    Post subject: Reply with quote

Yeah, I looked at this More card for balance transfers. And although it has a zero percent intro rate, it has balance transfer fees. I find Citi cards a better choice for balance transfer. (Not all of them!) They have no balance transfer fee credit cards that give you zero apr for 12 months. One of them is Citi Home Rebates


CITI® HOME REBATE PLATINUM SELECT® MASTERCARD® (NOT ACTIVE)

Citi® Home Rebate Platinum Select® MasterCard® (not active)

Intro APR:
0% on B/T
Reg APR:
8.99%
Annual Fee:
$0

Apply for Citi® Home Rebate Platinum Select® MasterCard® (not active)
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monster77



Joined: 04 Feb 2008
Posts: 12

PostPosted: Thu Feb 07, 2008 5:26 pm    Post subject: Reply with quote

I still feel you can benefit from transferring high balances to a 0% apr credit card. In the past, I have saved a lot of money from this smart move. I used Discover More Card.
Just put it away until you pay debt!!!!
I hope you save lot's of money.
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Ramond V
U POSTER


Joined: 20 Nov 2007
Posts: 31

PostPosted: Fri Feb 08, 2008 3:07 am    Post subject: Reply with quote

Well... I didn't say that one won't benefit from transfering balance to a zero apr card. I was just trying to say taht Discover More card has fees and Citi Home Rebate doesn't.

Anyways, I'm wondering what other balance transfer credit cards with 0% apr have no transfer fees...
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admin
Site Admin


Joined: 03 Oct 2007
Posts: 184

PostPosted: Fri Feb 08, 2008 3:19 am    Post subject: Reply with quote

I thought it would be a good topic to talk about, so I started this...

Credit cards with no balance transfer fee

Thanks for the idea!
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