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discover balance transfer

 
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creditmix
U POSTER


Joined: 07 Feb 2008
Posts: 55

PostPosted: Thu Feb 14, 2008 3:04 pm    Post subject: discover balance transfer Reply with quote

Folks,

Have any of you used any discover card for balance transfer? discover balance transfer offers have been consider one of the best out there. I wanted to hear if any of you can share information, thoughts on discover balance transfer options.

Thanks
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DanV8
U POSTER


Joined: 06 Dec 2007
Posts: 31

PostPosted: Sat Feb 16, 2008 8:32 am    Post subject: Reply with quote

I don't think that discover is the best card for balance transfer. Although it is worth looking into for its rewards program. I think bank of america or citi are good choices for a balance transfer option. Some of their cards don't have balance transfer fees.

If somebody thinks something else of this card, let me know. I'd like to know about it as well.
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haider



Joined: 07 Feb 2008
Posts: 14

PostPosted: Tue Feb 19, 2008 4:27 pm    Post subject: Reply with quote

I know that Discover More Card and Discover Open Road card have 0% as balance transfer RATE for 12 months Very Happy , but their balance transfer FEE is 3% of the ammount of each transfer Sad

Another thing, that both of those Discover Cards have intro APR of 0% just for 6 months, as soon as Chase or City offer 12-15 months 0% intro APR.
These are cards Im talking about:

DISCOVER® MORE CARD

Discover® More Card

Intro APR:
0%
Reg APR:
10.99%
Annual Fee:
$0

Apply for Discover® More Card
Hope it'll be helpful!


DISCOVER® OPEN ROAD CARD

Discover® Open Road Card

Intro APR:
0%
Reg APR:
10.99%
Annual Fee:
$0

Apply for Discover® Open Road Card
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bigD



Joined: 05 Feb 2008
Posts: 50

PostPosted: Wed Mar 05, 2008 11:29 am    Post subject: Reply with quote

I have Discover More Card and love it!
When I applied for it I had a balance to transfer. Yes they chrged me 3% transfer fee, but I had 0% balance transfer rate for 12 months.
It helped me a lot to pay off my debt, because on previous credit card I had 17% on my balance!!!!
I think that Discover More Card is a good one for balance transfer, but I am not sure that it is the best one.

DISCOVER® MORE CARD

Discover® More Card

Intro APR:
0%
Reg APR:
10.99%
Annual Fee:
$0

Apply for Discover® More Card
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malina



Joined: 04 Feb 2008
Posts: 25

PostPosted: Thu Mar 13, 2008 3:57 pm    Post subject: Reply with quote

I Dont t5hink that Discover is the best card for balance transfer!
Ofcause, i should agree that it has low APR but there are better credit cards to transfer balance.
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shopgirl



Joined: 04 Feb 2008
Posts: 21

PostPosted: Tue Mar 25, 2008 7:45 pm    Post subject: Reply with quote

Quote:
I Dont t5hink that Discover is the best card for balance transfer!
Ofcause, i should agree that it has low APR but there are better credit cards to transfer balance.


Confused Have to disagree with you.
Not so far I faced situation when i needed balance transfer credit card with maximum benefits and with good deal on regular APR.
I looked through many credit cards offer balance transfer, but the best one with really good deals on APR is DISCOVER. And Di9scover More Card is the best in this situation.

DISCOVER® MORE CARD

Discover® More Card

Intro APR:
0%
Reg APR:
10.99%
Annual Fee:
$0

Apply for Discover® More Card
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Ramond V
U POSTER


Joined: 20 Nov 2007
Posts: 31

PostPosted: Mon Jun 09, 2008 11:53 pm    Post subject: Reply with quote

Got this card! Totally recommend it. Although I wasn't transfering balances. Everything else is tip top! I know for sure
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