Unsecured Credit Card for Bad Credit

SBrat · Joined: 12 Feb 2008 Posts: 10

Hi.
I have an outrageously low credit score - 541 Shocked

due to being a complete idiot for the first few years of my adult life. I already plan on getting a secured credit card
However, I need to get some repairs done on my car and cannot wait to save the money at $50.00 a month.
I can't find any unsecured credit cards for my credit score without close to $200.00 in up-front fees and since I will be getting such a low initial available credit, this will not work. Please help me to find Unsecured Credit Card for bad credit.
I really appreciate it.

Bill.

DanV8 · U POSTER Joined: 06 Dec 2007 Posts: 31

Don't be so hard on yourself. If I were you I'd get an extra job or something, rather than look for a new card. But if you must get a card to get by for now try talking to peeps in your bank. They may help you with that.

creditmix · U POSTER Joined: 07 Feb 2008 Posts: 55

Agree with DanV8, your bank might be the best option for you now. They can see you history with them and will most likely will offer you some kind of secured card.

Plastic · Joined: 20 Feb 2008 Posts: 10

SBrat,
I've been in Bad credit situation, and believe me it is not the worst thing that could happend to you.
If you need some money for right now may be your friends will be able to help you. But for credit repair to get secured credit card is probably the best way for you now.
be wise and do not rash in new troubles or debts.

SBrat · Joined: 12 Feb 2008 Posts: 10

thanks evryone!
I've look through your advices and found them really helpful. I've checked with my bank and it seems that they are ready to issue me a secured credit card. Well, it is better than nothing!
I consulted with a professional and he says that secured credit card is the only way to improve my bad credit situation.
I decided to borrow some money for car repaires.
Unsecured credit card needs to wait.

Thank you'll

admin · Site Admin Joined: 03 Oct 2007 Posts: 184

I'm glad it is working out for you, SBrat. What card are you getting? Is it in our catalog?

bigD · Joined: 05 Feb 2008 Posts: 50

SBrat,

You doing the right things now.Situation like yours is no fun, but like someone said here it is definitely not the worst what can happen. Just make sure you have a plan and try to follow it. Good luck.

SBrat · Joined: 12 Feb 2008 Posts: 10

Guys,
Seems like i'm moving forward with mycredit improvement. Finally, I've got secured credit card I think in your catalogue it is mentioned as Bank of America World Points Card.
I decided on it because I have a checking accout with them for many years.
Ofcause I do not have 0% apr Sad

, but now i have a chance to i mprove my credit mistakes. Very Happy

Thank you all.

cardexpert · Joined: 04 Feb 2008 Posts: 21

Well, it seems like Secured credit card is the best solution for people with bad credit!
On the other hand some credit card issuers offer unsecured credit cards for bad credits, in this case more likely your APR will be pretty high.
Yiou can try to apply for the First Premier Bank MasterCard.

FIRST PREMIER® BANK GOLD MASTERCARD® / VISA®

Intro APR:
See Terms
Reg APR:
See Terms
Annual Fee:
See Terms

Apply for First PREMIER® Bank Gold MasterCard® / Visa®

admin · Site Admin Joined: 03 Oct 2007 Posts: 184

We've been getting a lot of questions about the differences between secured credit cards and prepaid credit cards. We've created a page that explains the main features of both kinds of cards. Before you start deciding which card you will get, please read this: Prepaid Credit Cards vs. Secured Credit Cards

yantao8252 · Joined: 09 Jan 2012 Posts: 1 Location: England

2011-09-10 15:33:04.0Li WenfangA real winnersheraton Guangzhou hotel11046887Travel2@webnews/enpproperty-->
,[new unverified link]

Sheraton Guangzhou Hotel is designed apt be a flagship including all the five Sheraton signature experiences. Provided apt China Daily

The visit of the Real Madrid soccer crew apt the Sheraton Guangzhou Hotel confirmed its status as a flagship roadhouse Li Wenfang reports.

The hostel market amid Guangzhou, Guangdong province is booming behind the metropolis hosted the 2010 Asian Games. It has transformed one of the biggest inbound and outbound tourist cities within China, says James Greig,mutual mentor of the recently disclosed Sheraton Guangzhou Hotel.

"With the tightened relationship with Hong Kong plus Macao,[new unverified link], Guangzhou's hereafter is promising surrounded the hospitality affair The metropolis will transformed more plus more important within South China, even the entire of China," Greig says.

Sheraton Guangzhou Hotel namely one of the four hotels among the Starwood hotel team that operates among Guangzhou,[new unverified link], with 1,518 chambers among absolute The additional three are The Westin Pazhou, Four Points along Sheraton Guangzhou, Dongpu and The Westin Guangzhou.

Greig says three more hotels are among the pipeline: Sheraton Huadu Resort,[new unverified link], Aloft Guangzhou University Park plus W Guangzhou.

Sheraton Guangzhou, the 1st Sheraton brand operating in the Guangzhou mall,namely the newest five star hostel located amid Teem Mall, the premium shopping mall and Fortune 500 corporation office tower perplexing amid the epicenter of the Guangzhou capital affair district.

Owned by GDH Limited,[new unverified link], the roadhouse is charted to be a flagship Sheraton roadhouse It includes always the five Sheraton signature experiences, that namely Link@Sheraton, a comfortable place apt go,movement or simply loosen with high-speed Internet path 24 hours, Shine Spa, SweetSleeper Bed,[new unverified link], Sheraton Lounge plus Sheraton Fitness.

The hostel boasts over 1,[new unverified link],300 square meters of meeting area plus state-of-the-art audio and movie facilities. It runs four restaurants and a bar, including honest Cantonese trays along the YUE Chinese Restaurant and regional home-style Italian fare by Bene Italian Kitchen.

Greig says: "We tried to recruit for many local associates for we could to current regional civilization The YUE cafeteria with its traditional Cantonese flavors, fits this market.

"You tin feel the Cantonese means among our lobby. We put a feng shui craft chip among the lobby, which features water,burn metal,lumber and earth (the five elements Also, we use antique gold coins' fashion to decorate our window aboard the third floor."

Greig recalls the exciting moment while the Real Madrid soccer team arrived for the hotel's 1st VIP crew behind it was opened surrounded July.

"When Real Madrid was staying by our roadhouse we needed to cope with either the crew for well for the fans. For the crew we needed apt make sure it had the adapted edible for requested. They always had a comfortable linger within the hotel which was never bothered along fans.

"Also, we needed apt acquaint sure everyday operations were aboard the right narrow On the other hand, we needed apt cope with the thousands of fans and insure their safety within plus outdoor the inn he says.

"During those days,however our team worked over 12 hours a daytime we felt satisfied that the Real Madrid crew gave the hostel a high recommendation and they always had a fine linger among Guangzhou."

The Sheraton hostel chain includes more than 400 hotels among 72 countries and regions. It recently completed a $6 billion prevalent revitalization and namely now within the midst of a $5 billion prevalent expansion over the coming three years.

Sheraton is owned onward Starwood Hotels & Resorts Worldwide, Inc, one of the guiding inn plus leisure corporations among the world with 1,051 properties among 100 countries plus regions with 145,000 workers by its owned plus administered properties.
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