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creditmix
U POSTER
Joined: 07 Feb 2008
Posts: 55
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 Posted: Thu Feb 28, 2008 11:35 pm Post subject: Smart ways to use Credit Cards. |
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Hi,
Under this topic we want evrybody share their smart tips for using credit cards! Those who know how to manage your credit cards right please teach others!
Imagine if someone suddenly took away all of your plastic. Credit cards are so much more convenient and safer than carrying cash, it's hard to imagine life without them. As the credit card industry has evolved, new products and features make using credit cards even more appealing - if you know how to play the game.
Please, share with everybody your ways to get the most out of your plastic. |
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Steve B
Joined: 06 Feb 2008
Posts: 46
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| Posted: Sat Mar 01, 2008 7:38 pm Post subject: |
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Hi folks!
My secret of buildin good credit ratin is to pay my credit card bills on time, stay well within your credit limits and be careful not to take on too much debt with too many credit cards!
Use your cards to boost your credit score and you'll not only qualify for zero and low-interest rates on competing cards but you may also be eligible for a better deal on your mortgage and auto insurance.
Isn't this way simple enough?  |
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shopgirl
Joined: 04 Feb 2008
Posts: 21
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| Posted: Mon Mar 03, 2008 3:51 pm Post subject: |
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| Please, share with everybody your ways to get the most out of your plastic. |
For me a credit card the best way to pay in cyberspace. I love online shopping!
If you're worried about security, I know that many credit card companies offer a one-time use account number for large online purchases that keeps your real account number off of the Web.
Isn't it great idea!
So, you can feel safe of using your credit card online for big purchases. |
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Claudia
U POSTER
Joined: 11 Feb 2008
Posts: 40
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| Posted: Thu Mar 06, 2008 6:38 pm Post subject: |
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| just made a new topic. it will be all about stupid and funny ways to use credit cards. check it out [link] . i bet there will be some interesting stories. and who said that credit cards should be a boring subject? |
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bigD
Joined: 05 Feb 2008
Posts: 50
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CarlSmith
Joined: 25 Aug 2008
Posts: 1
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| Posted: Mon Aug 25, 2008 11:33 pm Post subject: |
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Consolidate the outstanding balances on your credit cards into one loan or onto one credit card that has a lower interest rate than the ones you are currently paying.
_________________
Learn tips on how to manage your [new unverified link]debts and access free [new unverified link]. |
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tonymaffoy
Joined: 02 Dec 2008
Posts: 3
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| Posted: Fri Dec 05, 2008 1:00 am Post subject: What is the easiest way to pay down credit cards? |
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Make double payments on the cards with the highest interest rates and when you get them down to zip start double payments on the next highest interest rate cards and so on till you pay them off.
The best way to not use a card is to leave it at home. If you carry it you will find an excuse to use it. |
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Claudia
U POSTER
Joined: 11 Feb 2008
Posts: 40
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| Posted: Tue Dec 09, 2008 4:03 am Post subject: |
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you are so right, sometimes the best way to use credit cards is leaving them at home  looks like you've tasted some of their bitterness at one point. hope you are fine now |
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