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creditmix
U POSTER
Joined: 07 Feb 2008
Posts: 55
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 Posted: Thu Feb 14, 2008 3:11 pm Post subject: instant approval balance transfer |
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Guys and girls,
Here what I wanted to ask you. If you are getting credit card online. Your credit card being approved instantly. Will you get instant approval balance transfer as well? What if your balance transfer is larger than the credit line on a new card? Anyone faced such circumstances?
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creditmix
U POSTER
Joined: 07 Feb 2008
Posts: 55
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| Posted: Sat Feb 16, 2008 11:16 am Post subject: |
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| From what learn about the instant approval credit cards is that whenever you choose to transfer balances to new card. they will transfer up to your credit limit, so I think that it might be a good idea to transfer balances on your instant approval credit card after you get the card. |
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Claudia
U POSTER
Joined: 11 Feb 2008
Posts: 40
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| Posted: Tue Feb 19, 2008 11:04 am Post subject: |
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| creditmix wrote: |
| From what learn about the instant approval credit cards is that whenever you choose to transfer balances to new card. they will transfer up to your credit limit, so I think that it might be a good idea to transfer balances on your instant approval credit card after you get the card. |
so, do you get some time to decide how much you are going to transfer to your new instant card or do you request transfers right away while applying for it? if you let them know about your intention to transfer your current balances to this new card, will it affect your chances to get approved? |
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MoBi
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Joined: 08 Feb 2008
Posts: 38
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Steve B
Joined: 06 Feb 2008
Posts: 46
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| Posted: Tue Mar 04, 2008 5:32 pm Post subject: |
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Guys,
You need to decide what you want more: instant approval credit card with good features or good deal on balance transfer.
I think it is almost impossible to find a perfect card in all ways! |
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bigD
Joined: 05 Feb 2008
Posts: 50
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| Posted: Wed Mar 12, 2008 4:19 pm Post subject: |
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Just whant to share!
I applied for Discover More Card and...WOW 've been approved instantly.
Discover more card has really good deal on balance transfer! Hope it'll help me to get rid of my debt!!!! |
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creditmix
U POSTER
Joined: 07 Feb 2008
Posts: 55
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| Posted: Fri Mar 14, 2008 5:56 pm Post subject: |
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| Quote: |
You need to decide what you want more: instant approval credit card with good features or good deal on balance transfer.
I think it is almost impossible to find a perfect card in all ways! |
Well, everything possible in this world, especially in the world of money and credit cards. There is a pretty big competition among credit card issuers and they trying invent new features and services to attract new clients to their products.
Sometimes you are in the situation when you have to find credit card with many features, like bonus points and business credit card together, or low APR and rewards.
Thank you all who share their information, I appretiate it nd see that I can be instantly approved and get balance transfer credit card with good benefits!!!  |
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malina
Joined: 04 Feb 2008
Posts: 25
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| Posted: Tue Mar 25, 2008 5:31 pm Post subject: |
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I think, if you are looking for good deal on balance transfer you shouldn't chase for instant approval credit card.
In my opinion in this situation "balance transfer" is more important factor than "instant approval". May be i'm mistaken, but really you have to decide what is more important as your credit card feature!
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