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creditmix
U POSTER


Joined: 07 Feb 2008
Posts: 55

PostPosted: Fri Feb 22, 2008 9:19 pm    Post subject: MyDiscoverCard.com Reply with quote

Folks,

MyDiscoverCard.com seems Discover Card pre-approval site. Sometimes they send some really good promotional offers in the mail, but at the end of the day, I think you better of to compare the offers on the sites like creditcardmix.com to see side by side different offers and their benefits.


DISCOVER® OPEN ROAD CARD

Discover® Open Road Card

Intro APR:
0%
Reg APR:
10.99%
Annual Fee:
$0

Apply for Discover® Open Road Card


DISCOVER® STUDENT CARD

Discover® Student Card

Intro APR:
0% on P
Reg APR:
10.99%
Annual Fee:
$0

Apply for Discover® Student Card


DISCOVER® BUSINESS CARD

Discover® Business Card

Intro APR:
0%
Reg APR:
13.99%
Annual Fee:
$0

Apply for Discover® Business Card


Let's discuss what kind of promotions on the offer discover sends in the mail to us. I got one time extended 0% Intro APR.
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valter



Joined: 07 Feb 2008
Posts: 14

PostPosted: Fri Feb 22, 2008 9:29 pm    Post subject: Reply with quote

Hi,
I am subscribed for many magazines about business and money, they all contain Discover Credit cards promotions. It is kind of complicated to compare credit cards and their benefits when informatrion is in different places.
It is really cool that there are sites like creditcardmix.com where you can compare most of Discover offers and choose one that is appropriate for your needs.

Thanks Very Happy
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bigD



Joined: 05 Feb 2008
Posts: 50

PostPosted: Sat Feb 23, 2008 10:19 am    Post subject: Reply with quote

agree with valter, however sometimes those pre-approved offers have some sense to it. they can offer longer intro apr, IF APPROVED...basically as far as I understand you still have to go through regular application process and not 100% that you will get approved for a new credit card.
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admin
Site Admin


Joined: 03 Oct 2007
Posts: 184

PostPosted: Sat Feb 23, 2008 12:17 pm    Post subject: Reply with quote

bigD wrote:
IF APPROVED...basically as far as I understand you still have to go through regular application process and not 100% that you will get approved for a new credit card.


You are absolutely right, bigD, pre-approved offers should not be taken as a guarantee that one will be approved 100%. These are only results of preliminary bulk verification of one’s creditworthiness. Credit card issuers can still reject your application after further processing of your case, if they find that your credit standing does not comply with their requirements.
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