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creditmix
U POSTER
Joined: 07 Feb 2008
Posts: 55
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 Posted: Tue Feb 12, 2008 1:12 pm Post subject: credit cards with free cash advance |
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Hey guys wanted to ask you all,
IS THERE A TRULY CREDIT CARD WITH FREE CASH ADVANCE?
Will be looking for your responses. |
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Ramond V
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Joined: 20 Nov 2007
Posts: 31
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Claudia
U POSTER
Joined: 11 Feb 2008
Posts: 39
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| Posted: Sat Feb 16, 2008 8:41 am Post subject: |
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| as far as i know, bank of america sends you those cash advance checks every month. you can use them to transfer balance or get yourself some cash. are you interested in something of this kind? 'cause i think pretty much any card will let you get cash advances. they will be expensive for you, though. |
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Steve B
Joined: 06 Feb 2008
Posts: 46
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| Posted: Mon Feb 18, 2008 10:57 am Post subject: |
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Claudia,
You right all cash advance regardless what form they are in are really expensive.
First off, those checks you are getting in the mail...3% fee out right, of course they run deal from time to time, and let you use the money with 0% intro APr for up to 12 months. |
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Claudia
U POSTER
Joined: 11 Feb 2008
Posts: 39
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| Posted: Tue Feb 19, 2008 11:16 am Post subject: |
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turns out they are NOT SO free cash advances after all  i just noticed that they send them checks all the time. but i thought i saw something saying there would be no charges for balance transfers or cash advances. next time is get one of those letters, i'll look into details. |
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MoBi
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Joined: 08 Feb 2008
Posts: 38
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| Posted: Wed Feb 20, 2008 5:26 pm Post subject: |
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think that bank of America Visa Platinum Plus has a free cash advance and balance transfers. Yeah, I think they do.
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Dear RamondV,
I am Bank of America Platinum Plus Visa Card holder. I read all of their terms and conditions paper and there isn't any words about free cash advance. Yes, they offer free balance transfer, But it means that they won't charge APR for 12 months, but still they will charge 3% fee on balance transfer.
There is no free cash in this world  |
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bigD
Joined: 05 Feb 2008
Posts: 50
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| Posted: Fri Mar 14, 2008 6:43 pm Post subject: |
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IS THERE A TRULY CREDIT CARD WITH FREE CASH ADVANCE?
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Well I think it is one feature that credit cards do not offer yet! Just because they are credit cards. There is no way that credit banks would offer FREE cash advance!!! 
At least you will have to pay 3% in addition to your regular APR!
Take care do not collect debts! |
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