Chase Credit Cards Question

valter · Joined: 07 Feb 2008 Posts: 14

Hi everyone!
Recently I've read a lot of distinct information about Chase Credit Cards.
Many people have complains and negative feedbacks on Chase as a credit company.
Most of complains are due to FRAUD and high or unexpected raised fees and rates.
However, many Chase Card holders are happy about it and say that Chase Platinum Visa Card is one of the Best you can get!
Actually, I am looking for Chase Freedom. Can anybody help me to figure out if Chse worth customer trust?

thanks, Valter.

CHASE FREEDOM (SM)

Intro APR:
0%
Reg APR:
As low as 9.99%
Annual Fee:
None

This is the card I wish to have since Chase highly recommend it.

cardexpert · Joined: 04 Feb 2008 Posts: 21

Dear Valter,
In our opinion, Chase is one of the top trusted credit companies. Some people have problems with their credit management, but we do not think that it depends on the bank.
Now Chase Freedom is one of the most popular credit cards on creditcardmix.com. That is because it has a lot of benefits:

You will resieve $50 CashBack after first purchase

Earn 3% cash back where you spend the most, 1% cash back on everything else.

Change from earning cash to points and back again.

And this is not the full list of Chase Freedom advantages.
However, it seems that you will need to achieve some requirements to apply for Chase Feedom Visa Card.
For detailed information visit creditcardmix.com or ChaseFreedom.com

Cradexpert.

Ramond V · U POSTER Joined: 20 Nov 2007 Posts: 31

It turned out to be a Chase Freedom review. ( May be admins can change the name of this topic. ) It looks like the Freedom offer is a collection of average features from all their cards: APR, rewards, etc. Nothing stands out in this offer. However, from my personal experience, if they offer too much then you have to look closelyb into fineprint for traps Smile

So, if Chase Freedom card doesn't offer anything extraordinary, then maybe it is a Chase card to consider. Smile

haider · Joined: 07 Feb 2008 Posts: 14

Ramond V · U POSTER Joined: 20 Nov 2007 Posts: 31

That is a way too high APR. I have not seen that kind of APR since I applied for my first credit card. Although I don't think even then it was so high.

How's your credit history? It seems like you've had some kind of problems previously. May be you picked a wrong credit card to build (or rebuild) your credit with. Try using something else than Chase credit cards. May be Orchard of First premier credit cards for bad credit or secured cards. Good luck!

admin · Site Admin Joined: 03 Oct 2007 Posts: 184

Yes, haider, Ramond is right. It seems like your credit would not let you get a good deal with Chase. As he suggested, try some of these cards to jump start your credit:

ORCHARD BANK SECURED MASTERCARD

Intro APR:
N/A
Reg APR:
14.90%
Annual Fee:
$35

Apply for Orchard Bank Secured MasterCard

FIRST PREMIER® BANK MASTERCARD®/VISA®

Intro APR:
See Terms
Reg APR:
See Terms
Annual Fee:
See Terms

Apply for First PREMIER® Bank MasterCard®/Visa®

valter · Joined: 07 Feb 2008 Posts: 14

Thank you all!
Your information is very helpful I tried to apply for Chase Freedom but my request was turned out, but I recieved Chase Platinum Visa Card.
Well it is not that i wanted but better than nothing.
Good benefits, but high APR!

MoBi · U POSTER Joined: 08 Feb 2008 Posts: 38

malina · Joined: 04 Feb 2008 Posts: 25

Hi everyone!
Have a Question

.
I recieved some mail from Chase today. I recently have Chase Visa Platinum Card and O'k with it.

CHASE VISA PLATINUM® CARD

Intro APR:
0%
Reg APR:
13.49%
Annual Fee:
$0

But today they send me "upgrade" for Chase Prestige Credit Card.
What are my priveleges with this credit card?
Are they going to claim my Chase Pltinum card?
If somebody can help me to figure it out it would be nice.
Thanks. Very Happy

cardexpert · Joined: 04 Feb 2008 Posts: 21

Dear malina!
Our congrats, the fact that you've been offered upgrade means only one that your credit history in very good shape!
As far as I concern, they would not claim your recent Chase credit card, most likely they will send you a new credit card for Prestige cardmember. But you will have to sign form that they were supposed to send to you with upgrade information.
Also,There you can find all details and according to prestige credit card membership fees (Chase bank charge it), and all benefits that you may have being a holder of Chase Prestige credit card!