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Bank of America American Express card

 
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MoBi
U POSTER


Joined: 08 Feb 2008
Posts: 38

PostPosted: Tue Feb 26, 2008 12:16 pm    Post subject: Bank of America American Express card Reply with quote

Hi,
I have a question. I visited Bank of America web site and found out that they offer online special Bank of America Rewards American Express card.
Does anybody know about this card? What are special features?

Thanks
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admin
Site Admin


Joined: 03 Oct 2007
Posts: 184

PostPosted: Tue Feb 26, 2008 3:36 pm    Post subject: Reply with quote


BANK OF AMERICA ACCELERATED REWARDS™ AMERICAN EXPRESS® CARD

Bank of America Accelerated Rewards™ American Express® Card

Intro APR:
0% on B/T
Reg APR:
9.99%-19.99%
Annual Fee:
$0

Apply for Bank of America Accelerated Rewards™ American Express® Card
These are some of the basic features:

- WorldPoints® rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
- Ultimate Access™ rewards: Unique experiences, sports memorabilia, marquee events and more

- Rewards Start at: 2,500 points
- Points: 1 point per $1 in retail purchases
- Points Limit: None
- Points Expire: 5 years
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DanV8
U POSTER


Joined: 06 Dec 2007
Posts: 33

PostPosted: Tue Feb 26, 2008 7:02 pm    Post subject: Reply with quote

It has a low interest rate! I'm wondering if it's because people who can get this rewards card are those with good or even excellent credit. Although bank of America seem to be supporting guys like me Smile - with an average credit.
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Steve B



Joined: 06 Feb 2008
Posts: 46

PostPosted: Tue Feb 26, 2008 7:18 pm    Post subject: Reply with quote

I have a card like that...and cash back option I think is really good. I am sure that they are looking for people with good credit, especially right now...with all the credit mess.
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malina



Joined: 04 Feb 2008
Posts: 25

PostPosted: Thu Feb 28, 2008 8:49 am    Post subject: Reply with quote

Just wonder, is it better to get the Bank of Amertica any Visa card, or Bank of America American Express card.
What are preveleges you can get with BofA AMEX? Is it more rewarding than Bank of America Platinum Plus? Rolling Eyes
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MoBi
U POSTER


Joined: 08 Feb 2008
Posts: 38

PostPosted: Sat Mar 01, 2008 9:17 pm    Post subject: Reply with quote

HI,
Thanks for your clarification of Bank of America and American Express mix card.
It seems that it has a lot of benefits. In particular, I like that this card fits in average credit line. And all those low apr and cash back benefits are great as well.
I always wanted to have Bank of America account and American Express card. Seems like it would be a good solution for me.

Thanks again.
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admin
Site Admin


Joined: 03 Oct 2007
Posts: 184

PostPosted: Sun Mar 02, 2008 5:08 pm    Post subject: Reply with quote

So few credit card offers with a reward program and low interest rate, especially American Express offers, will be available to people with lower than excellent credit. If you wanted an AmEx credit card and a Bank of America account, this is a good way to go. Good luck with your application!
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bigD



Joined: 05 Feb 2008
Posts: 50

PostPosted: Tue Mar 04, 2008 5:12 pm    Post subject: Reply with quote

Quote:
Just wonder, is it better to get the Bank of Amertica any Visa card, or Bank of America American Express card.
What are preveleges you can get with BofA AMEX? Is it more rewarding than Bank of America Platinum Plus?


Well, personally I think If you have any Visa credit card already it would be nice to have American Express too.
If you have an account with Bank of America this would be great choice!
Is it more benefitial? You can compare yourself, actually, it depends on your needs...
For me a great benefit would be Free 24/7 Concierge Service, which only American Express has!


BANK OF AMERICA ACCELERATED REWARDS™ AMERICAN EXPRESS® CARD

Bank of America Accelerated Rewards™ American Express® Card

Intro APR:
0% on B/T
Reg APR:
9.99%-19.99%
Annual Fee:
$0

Apply for Bank of America Accelerated Rewards™ American Express® Card
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creditmix
U POSTER


Joined: 07 Feb 2008
Posts: 55

PostPosted: Wed Mar 05, 2008 11:39 am    Post subject: Reply with quote

Quote:
Well, personally I think If you have any Visa credit card already it would be nice to have American Express too.
If you have an account with Bank of America this would be great choice!


I think it is smart idea to have Bank of America American Express card. You know that you can have service from Bank of America countrywide.
It get best features from American Express, like low regular APR and benefitial program. MOst of American Express cards have annual fee, but this card doesn't.
In our opinion, it is a good credit card to have and enjoy its benefits!
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Voffka



Joined: 17 Dec 2007
Posts: 19

PostPosted: Mon Mar 10, 2008 10:47 am    Post subject: Reply with quote

I don’t understand how all this stuff works. I thought American express was like a bank that issues its own credit cards. But now I see it has partnered with bank of America? Or something… I can’t get it.
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valter



Joined: 07 Feb 2008
Posts: 14

PostPosted: Thu Mar 13, 2008 2:41 pm    Post subject: Reply with quote

Yes, Voffka, you are right American Express is credit bank!
It is like Visa, Mastercard or Discover, you know what i mean... YOu have a credit card from the bank but they operated by different providers.
For example, Bank of America World Points Visa card or BofA MasterCard.
So Bank of America issued the credit card provided by American Express.
Is it more clear now?
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