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MoBi U POSTER
Joined: 08 Feb 2008 Posts: 38
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Posted: Tue Feb 26, 2008 12:16 pm Post subject: Bank of America American Express card |
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Hi,
I have a question. I visited Bank of America web site and found out that they offer online special Bank of America Rewards American Express card.
Does anybody know about this card? What are special features?
Thanks |
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admin Site Admin

Joined: 03 Oct 2007 Posts: 184
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DanV8 U POSTER
Joined: 06 Dec 2007 Posts: 33
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Posted: Tue Feb 26, 2008 7:02 pm Post subject: |
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It has a low interest rate! I'm wondering if it's because people who can get this rewards card are those with good or even excellent credit. Although bank of America seem to be supporting guys like me - with an average credit. |
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Steve B
Joined: 06 Feb 2008 Posts: 46
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Posted: Tue Feb 26, 2008 7:18 pm Post subject: |
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| I have a card like that...and cash back option I think is really good. I am sure that they are looking for people with good credit, especially right now...with all the credit mess. |
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malina
Joined: 04 Feb 2008 Posts: 25
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Posted: Thu Feb 28, 2008 8:49 am Post subject: |
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Just wonder, is it better to get the Bank of Amertica any Visa card, or Bank of America American Express card.
What are preveleges you can get with BofA AMEX? Is it more rewarding than Bank of America Platinum Plus?  |
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MoBi U POSTER
Joined: 08 Feb 2008 Posts: 38
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Posted: Sat Mar 01, 2008 9:17 pm Post subject: |
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HI,
Thanks for your clarification of Bank of America and American Express mix card.
It seems that it has a lot of benefits. In particular, I like that this card fits in average credit line. And all those low apr and cash back benefits are great as well.
I always wanted to have Bank of America account and American Express card. Seems like it would be a good solution for me.
Thanks again. |
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admin Site Admin

Joined: 03 Oct 2007 Posts: 184
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Posted: Sun Mar 02, 2008 5:08 pm Post subject: |
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| So few credit card offers with a reward program and low interest rate, especially American Express offers, will be available to people with lower than excellent credit. If you wanted an AmEx credit card and a Bank of America account, this is a good way to go. Good luck with your application! |
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bigD
Joined: 05 Feb 2008 Posts: 50
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creditmix U POSTER
Joined: 07 Feb 2008 Posts: 55
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Posted: Wed Mar 05, 2008 11:39 am Post subject: |
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Well, personally I think If you have any Visa credit card already it would be nice to have American Express too.
If you have an account with Bank of America this would be great choice!
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I think it is smart idea to have Bank of America American Express card. You know that you can have service from Bank of America countrywide.
It get best features from American Express, like low regular APR and benefitial program. MOst of American Express cards have annual fee, but this card doesn't.
In our opinion, it is a good credit card to have and enjoy its benefits! |
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Voffka

Joined: 17 Dec 2007 Posts: 19
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Posted: Mon Mar 10, 2008 10:47 am Post subject: |
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| I don’t understand how all this stuff works. I thought American express was like a bank that issues its own credit cards. But now I see it has partnered with bank of America? Or something… I can’t get it. |
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valter
Joined: 07 Feb 2008 Posts: 14
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Posted: Thu Mar 13, 2008 2:41 pm Post subject: |
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Yes, Voffka, you are right American Express is credit bank!
It is like Visa, Mastercard or Discover, you know what i mean... YOu have a credit card from the bank but they operated by different providers.
For example, Bank of America World Points Visa card or BofA MasterCard.
So Bank of America issued the credit card provided by American Express.
Is it more clear now? |
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