Visa Credit Cards

Credit cards with the Visa logo are offered by financial institutions in over 170 countries and territories world wide. Visa credit cards are a reliable way to pay in stores and online. Visa was the first to implement neural networks, state-of-the-art technologies, in payment processing. Along with the integrated chip card technology, this makes Visa credit cards one of the most secure credit cards in the world.

AccountNow Prepaid Visa® Card

100% Guaranteed Approval*
$0 Activation Fee
$25 Cash Bonus when you use direct deposit
New iAdvance(SM) loan option
No Overdraft Fees and no Minimum Balance
Free Credit Builder
Free Bill Pay
Free Direct Deposit
No Credit Check – for prepaid card only


**	**	**	See Terms**	No*	Good*

Citi Forward® Card

Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
No annual fee


0% if you qualify**	7 Months on Purchases**	12.99% - 19.99%* (Variable)*	None*	Yes*	Good*

IBERIABANK Visa ® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information


0% or 7.50%*	12 Months*	7.50%, 9.50% or 11.50%**	$35*	Yes*	Excellent*

IBERIABANK Visa® Classic Card

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information


N/A*	N/A*	7.25%, 10.25%, or 13.25%*	None*	Yes*	Excellent*

IBERIABANK Visa® Gold Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information


N/A*	N/A*	9.25%, 12.25%, or 15.25%*	None*	Yes*	Excellent*

IBERIABANK Visa® Platinum Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information


N/A*	N/A*	9.25%, 12.25%, or 15.25%*	None*	Yes*	Excellent*

PenFed Premium Travel Rewards American Express® Card

5 Points for Every $1 Spent on Airfare!
3 Points on Hotels and Dining (through December 31, 2010)
No Balance Transfer Fees – Good till June 30, 2010
Automatic enrollment in PenFed Premium Rewards Program
Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
24/7 Premium Concierge Service
Exclusive Travel Upgrades and Offers
Redeem on any Airline; no black-out dates or restrictions
Spend $650 in the First Three Months and Receive 20,000 bonus points
No Foreign Transaction Fees!
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

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N/A*	N/A*	13.24%*	$50*	Yes*	Excellent*

PenFed Promise VISA Card

Absolutely No Fees!
Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
No Balance Transfer Fees – Good till June 30, 2010
No Foreign Transaction Fees!
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.


7.49%*	36 months*	9.99%*	None*	Yes*	Excellent*

Visa Platinum Cashback Rewards Card

13.99% APR – Lower than most rewards cards!
Earn 2.00% Cash Back on Supermarket Purchases*
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
No Balance Transfer Fees – Good till June 30, 2010
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
No Special Restrictions to Earn Your Cash Rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.


N/A*	N/A*	13.99%*	None*	Yes*	Excellent*

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