Low Interest Credit Cards (Low APR Credit Cards) category features credit cards that, if compared to other credit cards, offer on average the lowest interest rates that will be applied to cardholders balance, if such is left on the account after the grace period is over.
Citi® Platinum Select® MasterCard®
Super Low Interest Card
"No need for other low interest credit card"
"The Lowest interest rate for a platinum credit card!"
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee
.
0%*
12 months on Purchases**
11.99% - 19.99%* (Variable)*
None*
Yes*
Good*
Citi® Diamond Preferred® Card
Low Interest Credit Card with High Limits.
"I got approved online instantly. Great low interest credit card."
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
Concierge service that caters to your needs 24/7
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee*
.
0%*
12 months**
14.99%* (Variable)*
None*
Yes*
Good*
Discover® More Card
Discover Top Choice for Low Interest Credit Card.
"I applied for this credit card and get a really low interest."
0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
. .
0%**
6 Months**
11.99% - 20.99% (Variable)**
None*
Yes*
Excellent*
Citi® Diamond Preferred® Rewards Card
Get This Low Interest Credit Card and Earn Superior Rewards.
"You will need a good credit to get this card, but it has the best rewards."
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee
. .
0%*
12 months**
12.99% - 20.99%* (Variable)*
None*
Yes*
Good*
Blue Cash(R) from American Express
Low Interest Credit Card with AMEX Benefits.
"We decided to apply for Blue cash from AMEX for the low interest and also good cash back options."
0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
Receive your cash back automatically as a statement credit
. . .
See Terms**
See Terms**
17.24%-21.24% Variable*
No Annual Fee*
Yes*
Excellent*
Discover® More Card- Black
0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
0%**
9 months**
11.99% - 20.99% (Variable)**
None*
Yes*
Excellent*
Discover® MotivaCard
Low Interest Credit Card for "Motivational" Consumers.
"I like the rewards and customer service that comes with this card."
Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months, then the Regular APR